How to add text to a clip (final cut)
Double click on a clip so that it is brought into the main viewer.
Click the button at the bottom left with an “A” on it, then select text – text.
Then, in the same viewer, select the “control” tab (right next to “video” in the upper left)
From this tab you can type what you want to text to be and choose the font, size, color, etc.
When finished, drag the image from the viewer to your time line where you want the text to appear, and it will show up as a separate clip
It will appear on top of whatever clip is below it, so if you want to have a title over black be that there is nothing overlapping your text clip